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EMI Calculator

Calculate your monthly EMI for any loan

What is EMI?

EMI (Equated Monthly Instalment) is the fixed amount you pay each month towards repaying a loan. It includes both principal repayment and interest. The EMI remains constant throughout the loan tenure.

EMI Formula

EMI = P × r × (1 + r)ⁿ / ((1 + r)ⁿ – 1), where P = Principal, r = monthly interest rate (annual rate ÷ 12 ÷ 100), and n = number of monthly instalments.